Property account information
The certificate identifies regular assessments, the paid-through date, amounts currently owed and amounts scheduled to become due during its effective period.
For property owners, buyers, Realtors & closing agents
Estoppels & Closing Documents
myHomeSpot uses HomeWise (HomeWiseDocs) to fulfill all estoppel and closing document requests. Sign in to place an order, or create a HomeWiseDocs account to get started.
Order Estoppels & Closing DocumentsSign in to HomeWiseDocs to place your request.Create a HomeWiseDocs AccountNew to HomeWiseDocs? Set up your account here.Owner Document DownloadsOpen your HOA member portal for association records.Public Governing DocumentsFind your community webpage and download public documents.
What is an estoppel?
An estoppel certificate is an official statement from an HOA or condominium association about a specific property. It identifies assessments, fees and other amounts owed, along with required association and transfer information. Buyers, sellers, lenders and closing agents use it to determine what must be paid or addressed when a property is sold or refinanced.
Information for the closing team
It also provides required information about transfer-related fees, noticed violations, approval requirements, other associations and association insurance contacts.
A dated certificate for your transaction
An estoppel has a limited effective period. Coordinate the order with your closing date and review the issued certificate with your closing professional.
Order an estoppelAlready own the property? Download your documents
Property owners can sign in to their HOA member portal to download all governing documents, meeting minutes, financials, insurance documents and other association records available to their owner account.
Your HOA member portal
Use your owner login to access governing documents, meeting minutes, financials, insurance and other association documents.
Open HOA Member PortalYour community webpage
Each community webpage on this site has all public governing documents available for download. Select your association and open its governing documents link.
Find your community webpageDocuments needed for a closing
Order all estoppels, questionnaires and closing document packages through HomeWiseDocs. Choose the products requested by your lender or closing agent.
Order closing documentsBefore you order
Have these details ready when you sign in to HomeWiseDocs.
Identify the property
Use the full association name, property address and unit or lot number so the order is matched to the correct community.
Confirm the requested documents
Ask your closing agent or lender which estoppel, questionnaire or closing document package is needed and confirm the expected closing date.
Review the order details
Check the displayed fees, turnaround options and delivery instructions before submitting your request.
After closing & other real estate resources
Keep ownership and contact information current after the transaction.
Register a new owner
Provide the new owner’s property, ownership and contact information after closing.
New Owner RegistrationUpdate owner contact information
Keep your mailing address, email, phone and residency information current.
Update owner informationRealtor referrals
Find referral resources for rental property owners and applicants.
Realtor ReferralsCommon questions
Helpful answers
Where do I order an estoppel or closing documents?
All estoppels and closing document requests are fulfilled through HomeWiseDocs. Use the ordering link at the top of this page. If you do not have an account, use Create a HomeWiseDocs Account first.
Can a property owner download association documents?
Yes. Property owners can use their HOA member portal to download governing documents, meeting minutes, financials, insurance and other association records available to their account. Public governing documents are also available on the community webpage.
Do I still need an estoppel if I have downloaded the governing documents?
If your closing professional requires an estoppel, order the formal certificate through HomeWiseDocs. It provides dated account and transfer information for the property; the governing documents describe the association’s rules and structure.
Florida law
Florida estoppel statutes
Use the law for your association type. These links open the official Florida Legislature website.
Condominiums · FS 718
Condominium estoppel requirements appear in subsection (8) of section 718.116.
Estoppels: §718.116(8) ↗Read Chapter 718 ↗Homeowners’ associations · FS 720
HOA estoppel certificate requirements appear in section 720.30851.
Estoppels: §720.30851 ↗Read Chapter 720 ↗Official statute links reviewed September 7, 2026.
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