Applicant Frequently Asked Questions For Property Management Services

GETTING STARTED

Unless otherwise indicated in the listing, a 12-month lease agreement is standard for new leases with our property management services company. Shorter leases can be discussed, but are not guaranteed.

Unless otherwise indicated in the listing, a 12-month lease agreement is standard for new leases with our property management services.

Typically, the minimum security deposit is equal to one month’s rent for qualified applicants. Security deposits may be higher for conditionally-approved applicants, renters who require a guarantor, and residents with pets.

We limit the number of occupants per property in an effort to extend the useful life of the premises and reduce ordinary wear and tear unless otherwise prohibited by law. A studio unit shall be limited to one person, a One-Bedroom shall be limited to 2 persons, a Two-Bedroom shall be limited to 3 persons, a Three-Bedroom shall be limited 5 persons, a Four-Bedroom shall be limited to 6 persons, a Five-Bedroom shall be limited to no more than 7 persons.

APPLICATION & APPROVAL

  • A rental application must be completed by each occupant aged 18 years or older. Everybody that will be residing in the home over 18 must apply.
  • We require proof of income along with an application fee of $50 per applicant.

The steps to apply for a home with myHomeSpot:

  •  Once all applications from all persons who will lease the home have been completed, and fees have been paid, myHomeSpot will process the application
  • myHomespot will contact you with any questions or if we require further information
  • myHomeSpot will run a background and credit check with TransUnion to verify your information.
  • If application(s) are declined, the applicant will be notified of declined status via email and an AAL letter will be mailed to the current address listed in the application.
  • If application(s) are approved, full payment of the required security deposit is due ASAP in order to secure the unit. (Please note that the unit is NOT secured until we receive your security deposit in full. This will take the home off the market for other approved applicants.)
  • After the security deposit is received, we will create the lease agreement with all leaseholders on the lease and confirm the move-in date.
  • All residents who applied will receive a copy of the lease to sign via electronic signature to their emails.

The fee to apply is $50 per applicant. All persons 18 years or older are required to complete an application.  Application fees are non-refundable.

Credit card payments are the preferred method of payment.  A cashier’s check or money order can be paid at our office. No cash or personal checks will be accepted.

The application fee is non-refundable.

Possibly. Please note that properties you are interested in may have different qualifying criteria. If the qualifying criteria is identical, one application and associated fee is sufficient. If qualifying criteria is different between the properties, please consult our leasing support team for guidance.

Yes. Contact the person you’ve been working with for property management services to complete your application process. They will assist you with the details.

Proof of income is mandatory. At least two recent consecutive pay stubs are needed. If you are taking a new job, an offer letter (if hired within 30 days) can be used. Please inquire regarding other accepted valid forms of income. We also require a valid government-issued photo ID.

We will pull a complete credit history, 7yr criminal history, employment history and residential evictions.

It is possible to be approved with less than perfect credit history. Credit decisions are received with “approved”, “approved with conditions” or “declined” decisions. If your application is declined, we will issue a letter that will allow the household to contact the credit reporting agency to understand why a declined decision was reached.

It is possible to be approved with a prior eviction, but every situation is unique. Unpaid prior evictions on applications are usually declined.

A Guarantor is not technically a “co-signer”. A Guarantor is a qualified person who agrees to be immediately and completely responsible for rental payments if the rent payments are not made on an apartment/home by the lease-holder. A Guarantor should complete an application and be approved for the responsibility. The Guarantor, once approved, will sign an addendum to the main lease. The Guarantor has no rights of access to the apartment/home.

A Guarantor application along with proof of income can be submitted should an applicant be denied due to income only. A $50 application fee will apply and only one guarantor is allowed per lease.

A Guarantor must provide proof of income totalling 5X the monthly rental along with a completed Guarantor application.

We strongly encourage you to complete the application process online. The benefits of applying online are faster processing and the ability to pay online. All you need to apply online is an email address. We will also be happy to walk you through the process.

If you are interested in applying with a paper application, contact us at leasing@mynd.co. We cannot guarantee that paper applications will be processed quickly.

COMMON QUESTIONS ABOUT OUR PROPERTY MANAGEMENT SERVICES AND RULES

Unless otherwise indicated in the listing, a 12-month lease agreement is standard for new leases. Shorter leases can be discussed, but are not guaranteed.

 

Unless otherwise indicated in the listing, a 12-month lease agreement is standard for new leases.

Typically, the minimum security deposit is equal to one month’s rent for qualified applicants. Security deposits may be higher for conditionally-approved applicants, renters who require a guarantor, and residents with pets.

The number of people allowed to reside in each unit is equal to twice the number of bedrooms, plus one. For example, if you’re applying to a two-bedroom apartment, (2 beds * 2) + 1 = 5 total residents allowed.

We require renter’s insurance on a per property basis. Even though your property may not have required insurance, we still strongly recommend obtaining it. Our insurance policy only covers the buildings themselves, and not your personal belongings. Most car insurance providers offer you the option of renter’s insurance, which can sometimes be cheaper when combining it with your vehicle insurance.

“Pre-leasing” is a process for new potential residents to apply for and pay a deposit on an apartment/home before it is available for viewing. Pre-leasing typically applies to properties that are in the process of vacating (i.e. the previous tenant is still living there). We do not show an apartment/home until it’s ready for a new resident to move-in.

The advantage to pre-leasing a property is it allows you to secure an apartment/home before anyone else has a chance to do so.

Photos of the apartment may be provided before the unit is ready for move-in. That said, if the home is not yet ready, photos of a similar home in the complex might temporarily be posted. If the posted photos are not of the actual apartment, this will be disclosed in our listing. Either way, the tour is not available until the Mynd team has inspected and approved the apartment/home for move-in.

The steps to pre-lease are simple and the same for available properties.
1) A leasing representative will let you know the date that the property is expected to be available and you can discuss your move-in time frame with them.
2) Complete an application and pay application fees.
3) If approved, we will notify you and require a security deposit to hold the property.
4) We will send you a lease to sign after your deposit is received.

If you decide not to move forward with your move-in, a prorated portion of your security deposit will be held.

If you’re interested in an apartment that is available for pre-leasing, let your leasing representative know.

 

Pets are allowed at select properties, but you may be charged an additional one-time and/or recurring fee. We typically advertise this on our listing.

As per FHA guidelines, we will consider requests for service and emotional support animals with proper documentation.

If pets are allowed, you will be required to sign a “Pet Management Agreement” which outlines the expectation and requirements of allowing that pet to remain on the property.  A monthly management fee of $30 per pet shall be paid to the property management company.

Pets are allowed as some properties, but this varies based on each property owner’s discretion. Not all listings are classified as pet-friendly. If pets are allowed, we accept the following types of pet:

Dogs: We all love dogs, but there are certain breeds which are restricted due to liability. Dogs should have no history or propensity for violent actions. The dog weight limit is generally 40 pounds, unless otherwise allowed by the owner. All dogs must be on-leash in common areas of any multifamily dwelling and must also be housebroken.

Restricted breeds include:

  • Akitas
  • Alaskan Malamutes
  • American Staffordshire Terriers
  • Argentine Dogos
  • Bull Mastiffs
  • Doberman Pinschers
  • Fila Brasileiros
  • German Shepherds
  • Pit Bull Terriers
  • Presa Canarios
  • Rottweiler
  • Staffordshire Bull Terriers
  • Tosa Inus
  • Wolf-hybrids
  • All mixes of these breeds

Cats: Cats must be indoor cats only. They must be neutered or spayed, and the resident must provide appropriate litter box and maintain it in a clean, sanitary condition.

Birds: Birds must be kept in cages at all times.

Fish: The water container for fish should not be over 15 gallons.

Each owner will establish their required pet deposit (deposits are refundable) or pet fee (fees are not refundable), with a maximum of 2 pets per unit. There may be exceptions to the pet deposit amount and pet limit at select properties.

SHOWINGS

You can book a self-showing directly from https://myhomespot.com/Find-A-Rental/. We’ll need a copy of your government-issued ID. Once we’ve verified your identity, you’ll be able to schedule. See below for additional information on self-showings.

 

You may schedule a self-showing to view an available unit between the hours of 8:00AM to 7:00PM. To schedule a showing, please visit https://myhomespot.com/Find-A-Rental/, select the property you’d like to see, and complete the prompts. You will need to supply a valid government-issued photo ID.

In order to minimize risk to the community or the apartment, it is important that we know who is viewing the homes. We verify your identity when you submit a photo of your government issued identification. A driver’s license or passport with your photo, legible name, and date of birth are acceptable.

A self-showing allows you to view a vacant property at your convenience. We will schedule you for 1-2 hours and send you instructions to obtain keys from a lockbox located on the property. You can tour the home on your terms without anyone else in attendance. When you are finished touring, lock the property and return the keys to the lockbox.

We will follow up with you after your showing to answer any questions you have or to get you set up to apply.

If you have any questions about our property management services, you can always message us at RentalDept@myHomeSpot.com.

If you have scheduled a self-showing, there will not be a myHomeSpot.com agent at the property.

Yes, let us know which apartments you are interested in viewing and we will confirm your appointment for each one.

To change the time or date of your appointment you can send a message to RentalDept@myHomeSpot.com or contact us at (850) 453-5555.

Simply enter the code we provide, press enter, and then press the blue Codebox label above the keypad to access the key compartment.

 

If you can not locate the lockbox (either Codebox or Rently) and you are at the property, please contact us for support at (850) 453-5555.

If you cannot access the Codebox or Rently lock and you are at the property, please contact us for support at 833-367-6963.

We recommend waiting until the previous tour is complete prior to entering the home. Please contact our support line at (850) 453-5555 for additional assistance, if needed.

Please return to the lockbox and enter the same access code given to you to return the keys. If your code no longer works, please contact us at (850) 453-5555.

Please let us know by emailing us at RentalDept@myHomeSpot.com or by calling our support line at (850) 453-5555.

Absolutely. You can schedule multiple self-showings via http://mynd.rentlinx.com/.

You may send us a message by replying to your appointment confirmation email or by sending a message to leasing@mynd.co.

To apply for the home, you can either visit myHomeSpot.com/Find-a-Rental, find the unit you are interested in, and click on the Apply Now button OR respond to our previous messages and let us know you want to apply. Applying online will result in faster service.

A smart phone is not required to view most of our units. Send an email to RentalDept@myHomeSpot.com and we can provide more information on how to view an available apartment. You can also call us at (850) 453-5555 and we will find a solution that works for you.

SECURING A HOME, SIGNING A LEASE, AND MOVING IN

You can secure an apartment or home by paying the security deposit ASAP after receiving notice of application approval. Please note that the home will not be taken off the market until you pay your deposit. Once you’ve paid your deposit, we will send a lease agreement for review and electronic signature within 2 business days.

You will pay your deposit and first month’s rent before occupancy.  All persons to occupy the unit will be required to sign the lease at least 24hr prior to move-in and/or delivery of the keys.

With our property management services, utilities may be set up in a variety of ways, depending on where you live and the wishes of the property owner. Your specific set-up will be listed in your lease. A description of the most common set-ups are below, but you should reference your lease for specifics.

  • Flat Rate Billing. If your utilities are set up this way, you will receive a monthly recurring charge on your ledger for the same amount each month.
  • Sub-Metered Variable Billing. If your utilities are set up this way, you will receive a monthly charge on your ledger each month that varies based on the amount of utilities cost incurred.
  • Separately Metered Utilities in the Resident’s Name. If your utilities are set up this way, you will need to contact the utilities company, set utilities up in your name, and pay the bill directly to the utilities companies each month.
  • Separately Metered Utilities in the Property Owner’s Name. If your utilities are set up this way, the property owner will pay the utilities for you, but you will be responsible for reimbursing the property owner directly. Situations may vary, but you will either need to pay Mynd (who will then pay the property owner) or (in rare circumstances) arrange to pay the property owner directly.
  • Ratio Utility Billing System (RUBS). If you live in a multi-family complex, your utilities may be RUBS-based. This means that the utilities for the entire complex will be split equally each month between all residents of the complex based on usage. RUBS-based utilities charges will appear on your ledger each month, and bill amounts will vary.

We know that utilities payments can be complicated, so please contact your leasing representative with questions.

A smart lockbox will be placed at the unit. A code will be generated and sent to you, allowing you to access keys to the front door on the day of move in. Any additional keys or access-related equipment (e.g. garage clicker, laundry key, etc) will be left inside your home in a place specified by your move-in representative.

Application Acceptance Policy

It is our office policy that this policy along with the rental application instructions, fair housing and other pertinent tenant notices are clearly posted for inspection by any person. Your rental application is a request for an extension of credit and is therefore subject to federal and state jurisdiction. In compliance with the rules set forth, the following criteria will be used in fairly determining your eligibility.

Any comments, questions, or other matters relating to your application should be sent in writing to myHomeSpot.com, Legal and Compliance Dept, 225 N Pace Blvd Pensacola, FL 32505. Should you feel that your situation warrants special consideration due to some extenuating circumstances other than those listed above, you may submit your request in writing with your application. This request must be made prior to completing the application process and must include an explanation of your circumstances and any supporting documentation necessary. In the event that your application is denied and you wish to dispute the denial, you must put your dispute in writing. Denial Disputes will not be discussed on the telephone or in person. The rental premises will not be held off of the market during the denial dispute.

Our goal for our property management services is to process all applications within one business day. It is important you provide us with as much contact information as possible so we can quickly verify your employment and prior residency. We cannot issue a final decision until all screening information is obtained.

As a condition of occupancy, any person intending to occupy of legal age (18 years or older) must complete an application and be included in all legal obligations. Any person not possessing sufficient qualification, may obtain co-signors as a responsible party with the same procedure. We require positive identification for all persons and you must submit a valid photo identification prior to lease signing.

A credit history report will be performed on all applicants and guarantors. We use 5 different screening models depending on the type and location of the property and the owner risk tolerance. The screening models are listed below. Credit factors will include the actual credit score, bankruptcy, collections, outstanding debt, bad checks and other legal items.

A verification of income must be obtained on all responsible applicants. Each Tenant (Applicant) must have verifiable monthly gross income must be equal to a minimum of three (3) times the monthly rental amount. Applicant is encouraged to deliver all necessary documentation to assist with this verification. Acceptable documentation can take the form of paychecks, check stubs, bank statements (showing direct deposit of payroll from verified employer), and any other documents proving current employment and verifiable income with set amount and frequency. Self employed applicants will be required to furnish 3 months of personal bank statements showing proof of deposits, prior year tax statements and will need to provide documentation of income source, and will be reviewed on a case-by-case basis without guarantee of approval. All statements must be of official format including account holder name, company or bank info, and date range Company bank statements will not be accepted. Legally married applicants may combine their income for qualification. Newly employed applicants can use an offer letter on company letterhead as proof of employment. Phone verification will also be done on all applicants. Applicants may use social security, retirement, child support, or other income to qualify.

Persons not having the required monthly income equal to 3 times the monthly rent may pay an additional deposit per person in the amount of 75% of the rent as long as they earn at least 2 times the rent in verified income per month.

A verifiable rental or mortgage history from a non-related person must be obtained on current and previous residency for the last (2) years. If application shows current residency less than (2) years, additional information will be required. Cancelled copies of checks will assist in this process and will be required for applicants previously renting from private individuals. Phone verification will also be done on all applicants. Rental history must reveal timely payment and fulfillment of the contractual agreement. More than two (2) late payments per year will disqualify the applicant. Prior evictions, foreclosures, or bankruptcies in the past (7) years, current intentions of default, or any balance owed to a previous landlord may disqualify the applicant. Applicants not meeting residence history requirements may be accepted upon approval of the property owner and/or the payment of additional security deposits.

We intend to rent to responsible and law abiding persons. A criminal background check will be run on all applicants. Applicants with a felony in the past 10 years or any violent crimes or sexual offenses will result in an automatic disqualification.

We limit the number of occupants per property in an effort to extend the useful life of the premises and reduce ordinary wear and tear unless otherwise prohibited by law. A studio unit shall be limited to one person, a One-Bedroom shall be limited to 2 persons, a Two-Bedroom shall be limited to 3 persons, a Three-Bedroom shall be limited 5 persons, a Four-Bedroom shall be limited to 6 persons, a Five-Bedroom shall be limited to no more than 7 persons.

Any corporation, unless publicly traded, and any person not having natural citizenship shall be required to pay an additional security deposit equal to twice the monthly rental rate. Private corporations shall require a personal guarantee of a corporate officer who complies with applicant requirements.

Cosignors and Guarantors shall be considered when applicant credit is not sufficient and applicant cannot afford to pay additional deposits. Cosignors and Guarantors must reside and own a home in Florida, must have income greater than 4 times the monthly rent and a credit score of 700+. They must furnish a valid photo identification, pay required application fees and pass the decision criteria as well as sign a co-signor agreement. These persons may not occupy or otherwise reside in the property.

Applicants, at their discretion, will be given the opportunity to reserve a property by paying a conditionally refundable holding fee after submitting a Holding Deposit Agreement. Applicants should carefully read the Holding Deposit Agreement prior to paying any reservation fee.

All applications are non-refundable. The applicant shall confirm the unit availability, lease requirements, rental pricing and move-in costs and agree to accept the unit in its As-Is condition at time of application as evidenced by their payment for the application fee. The submission of an application will not reserve the unit from the market – a holding deposit agreement and fee must be paid to reserve the unit. Application approvals are valid for 15 days.

All applicants will be required to submit certified funds for the initial deposits and a full month’s rent prior to move-in. Payments thereafter may be paid by personal check (unless instructed otherwise). No cash is accepted. Our firm reserves the right to hire professional collection services including, but not limited to attorneys, to recover checks and other debts owed.

All applicants will receive, in compliance with state and federal laws, a notice of acceptance or rejection by U.S. Mail in the time provided for by law. Our firm reserves the right to notify applicant of a conditional approval that may require additional deposits or increased rental rates.

No applicant shall be declined for residency on the basis of their race, sex, religion, marital status, familial status, age, or by any other method of discrimination by treating one person or group different than other persons or groups who have the same characteristics, or by any laws, legal codes or regulations that prohibits discriminatory practices.

Any applicant (or joint applicants) desiring to have a pet in our rental property must have a credit score of no less than 640. No more than two (2) pets are allowed in any property. All pets must be older than six (6) months and must be spayed or neutered. The following breed are not allowed (even if a mixed breed): Pit Bull, German Shepherd, Akita, Doberman Pinscher, Chow, Rottweiler, Great Dane, Caucasian Mountain Dog, Staffodshire Terrier, Bulldog, Beauceron, Wolf Hybrids. Owner reserves the right to deny the pet for any reason. All Pets must be approved in writing and are subject to additional Fees and a Pet Lease having additional requirements.

Pet Application Fee: $25 /per pet
Pet Deposit Required: $250 refundable contingency /per pet
Additional Pet Management: $30 per month / per pet

Federal laws require us to allow service animals. You will be required to provide us written verification of your disability and prescription for the service animal to be accepted in any no pet property and as a waiver of the required pet fees. We will comply with all Federal, State and local laws regarding pets for disabled persons.

The applicant must meet all application approval criteria (excluding pets).

Must submit a pet application to include type of animal, breed, gender, age and provide current vaccination record of animal.

Must provide a true copy of a prescription or statement from a licensed mental health professional (psychiatrist, psychologist) for an authorized tenant that the animal is required.  The statement must include a start date within the previous 30 days and provide a duration.

Landlord must be notified of applicant ESA request prior to lease acceptance.

Tenant and Landlord will comply with all Federal, State and Local ordinances and laws.

OFFICE POLICY:  An emotional support animal is not a pet. An emotional support animal is a companion animal that provides therapeutic benefit to an individual with a mental or psychiatric disability. The person seeking the emotional support animal must have a verifiable disability (the reason cannot just be a need for companionship). The animal is viewed as a “reasonable accommodation” under the Fair Housing Amendments Act of 1988 (FHA or FHAct) to those housing communities that have a “no pets” rule. In other words, just as a wheelchair provides a person with a physical limitation the equal opportunity to use and enjoy a dwelling, an emotional support animal provides a person with a mental or psychiatric disability the same opportunity to live independently. Most times, an emotional support animal will be seen as a reasonable accommodation for a person with such a disability. Failure to make reasonable accommodations by changing rules or policies can be a violation of the FHA unless the accommodation would be an undue financial burden on the landlord or cause a fundamental alteration to the premises.

The United States Department of Housing and Urban Development (HUD) uses the term “assistance animal” to cover any animal that works, provides assistance, or performs tasks for the benefit of a person with a disability, or provides emotional support that alleviates one or more identified symptoms or effects of a person’s disability.  (FHEO Notice: FHEO-2013-01 at page 2). An emotional support animal is one type of assistance animal allowed as a reasonable accommodation to a residence with a “no pets” rule.

HUD defines an emotional support animal as an animal that “provides emotional support that alleviates one or more identified symptoms or effects of a person’s disability.” (FHEO Notice: FHEO-2013-01 at page 2). These animals do not need specialized training. In fact, HUD states that, “[f]or purposes of reasonable accommodation requests, neither the FHA nor Section 504 requires an assistance animal to be individually trained or certified.” (FHEO Notice: FHEO-2013-01 at page 2). While training is not required for an assistance animal, one court has stated that an assistance animal must facilitate the disabled person’s ability to function.

If a person needs an emotional support animal to help alleviate the symptoms of a disability, he or she must first make the request to his or her landlord. HUD states the following in its FHEO Notice: “Housing providers may ask individuals who have disabilities that are not readily apparent or known to the provider to submit reliable documentation of a disability and their disability-related need for an assistance animal.” (FHEO Notice: FHEO-2013-01 at page 3). Most sources indicate that the request should be in writing and explain how the reasonable accommodation helps or mitigates symptoms of the disability. While the tenant or owner does not need to disclose the disability, he or she will need to provide documentation from a doctor or other health professional. According to HUD, a physician, psychiatrist, social worker, or other mental health professional can provide documentation that the animal provides emotional support that alleviates one or more of the identified symptoms or effects of an existing disability. (FHEO Notice: FHEO-2013-01).  The documentation is typically a note from his or her doctor. This link from the Bazelon Center for Mental Health Law provides guidance on this exact issue. If you go to page six of the pdf link, there is a sample letter ( http://www.bazelon.org/LinkClick.aspx?fileticket=mHq8GV0FI4c%3D&tabid=245 ). Such a letter would be the way a person could verify the need for an emotional support animal with his or her landlord.

All lease shall expire at the ending date of the lease and myHomeSpot.com or the Landlord shall not be obligated to provide any renewal offers.  No lease shall be renewed in the event the tenant has paid late (4) times in a twelve month period.  

Our clients reserve the right to select an Applicant Screening Model as they determine to be in their best interests.  myHomeSpot.com has created (4) different screening models recommended by Price Range as follows:

Model A Screening (Typically properties priced $1100+mo)

Model B Screening (Typically properties priced $750 – $1100mo)

Model C Screening (Typically properties priced under $750mo)

HUD Screening Profile

APPLICANT SCREENING PROFILE

A

B

C

H

IDENTITY VERIFICATION    
Decline if identity cannot be verified using public records databaseYYYY
If applicant is under the age of [20]. Ignore identity failure and continue to process the rest of the screening tests.YYYY
SSN RequiredYYYY
     
Result Consolidation    
Approved guarantor overrides Credit failure.YYYY
     
APPLICANTS    
Identity Information Verification    
Run Identification Verification TestYYYY
BANKRUPTCIES    
Decline if Applicant has had a bankruptcy within the previous number of years indicated:755N/A
     
COLLECTIONS    
Decline if number of collections outstanding exceeds value indicated:558N/A
(Ignore all collections with a zero balance, Ignore Medical Collections, Ignore Student Loan Collections)
Decline if any landlord collections within the previous number of years indicated:73AnyAny
(Ignore all collections with a zero balance, Ignore Medical Collections, Ignore Student Loan Collections)
Decline if any utility collections within the previous number of years indicated:73N/A3
(Ignore all collections with a zero balance, Ignore Medical Collections, Ignore Student Loan Collections)
     
CREDIT SCORE    
Double Security Deposit if credit score is greater than 600 and less than 680YN/AN/AN/A
Double Security Deposit if credit score is greater than 570 and less than 650N/AYN/AN/A
Double Security Deposit if credit score is greater than 520 and less than 620N/AN/AYN/A
Decline if credit score is lower than value indicated:600N/AN/AN/A
Decline if credit score is lower than value indicated:N/A570N/AN/A
Decline if credit score is lower than value indicated:N/AN/A520N/A
Decline is credit score is lower than value indicated:N/AN/AN/A500
Special Security Deposit if Applicant has no credit historyYYN/AN/A
Approved with Conditions if Applicant has no credit historyYYYN/A
Approved if Applicant has no credit historyN/AN/AN/AY
     
FORECLOSURES    
Decline if Applicant has had a foreclosure within the previous number of years indicated:555N/A
     
OUTSTANDING DEBT    
Maximum outstanding debt allowedN/AN/AN/A$5,000
(Only include past due balances, Ignore educational debt, Ignore medical debt)    
     
FELONIES    
Decline for any felony records within the previous number of years indicated7531
     
MISDEMEANORS    
Decline for any misdemeanor records within the previous number of years indicate:7777
(Exclude Misdemeanor Alcohol Related Offense (non-traffic), Exclude Misdemeanor Animal/Wildlife Offense, Exclude Misdemeanor DUI, Exclude Misdemeanor Traffic)
     
SEX OFFENDER    
Decline if current Registered Sex OffenderYYYY
Exclude California Sex Offender ReportsNNNN
     
Ignore Criminal Classifications    
Exclude Dismissed ChargesYYYN
Exclude Arrest RecordsYYYN
Exclude Not GuiltyYYYY
     
ADVANCED CRIMINAL CHECK    
Search Counties for Last 7 Years of AddressesNNNN
Search County of Last AddressNNNN
Search County of Current AddressNNNN
Skip manual county search if additional access fee charged by the county is more than the indicated price:N/AN/AN/AN/A
Do not perform manual county search if Applicant fails national criminalYYYY
Use Statewide Search for Kentucky in Place of Individual CountiesNNNN
     
EVICTIONS    
Decline for any evictions within previous number of years indicated:5325
     
RENTAL HISTORY FACTORS    
Decline if Applicant has a balances on all past rentals allowed greater than the number indicated$400$400$400$400
Decline if Applicants has more late payments averaged over twelve months than indicated3333
Decline if Applicants has more landlords reporting security deposit not returned than indicated1111
Decline if Applicant has not received property notice from more than the number of landlords indicatedN/AN/AN/AN/A
Decline if Applicant has more prior landlord reporting ‘would not rent again’ than indicatedNYYY
     
RENT TO INCOME CALCULATION (using income info supplied by applicant)33%33%33%33%

APPLICANT SCREENING PROFILE

A

B

C

H

IDENTITY VERIFICATION    
Decline if identity cannot be verified using public records databaseYYYY
If applicant is under the age of [20]. Ignore identity failure and continue to process the rest of the screening tests.YYYY
SSN RequiredYYYY
     
Result Consolidation    
Approved guarantor overrides Credit failure.YYYY
     
APPLICANTS    
Identity Information Verification    
Run Identification Verification TestYYYY
BANKRUPTCIES    
Decline if Applicant has had a bankruptcy within the previous number of years indicated:755N/A
     
COLLECTIONS    
Decline if number of collections outstanding exceeds value indicated:558N/A
(Ignore all collections with a zero balance, Ignore Medical Collections, Ignore Student Loan Collections)
Decline if any landlord collections within the previous number of years indicated:73AnyAny
(Ignore all collections with a zero balance, Ignore Medical Collections, Ignore Student Loan Collections)
Decline if any utility collections within the previous number of years indicated:73N/A3
(Ignore all collections with a zero balance, Ignore Medical Collections, Ignore Student Loan Collections)
     
CREDIT SCORE    
Double Security Deposit if credit score is greater than 600 and less than 680YN/AN/AN/A
Double Security Deposit if credit score is greater than 570 and less than 650N/AYN/AN/A
Double Security Deposit if credit score is greater than 520 and less than 620N/AN/AYN/A
Decline if credit score is lower than value indicated:600N/AN/AN/A
Decline if credit score is lower than value indicated:N/A570N/AN/A
Decline if credit score is lower than value indicated:N/AN/A520N/A
Decline is credit score is lower than value indicated:N/AN/AN/A500
Special Security Deposit if Applicant has no credit historyYYN/AN/A
Approved with Conditions if Applicant has no credit historyYYYN/A
Approved if Applicant has no credit historyN/AN/AN/AY
     
FORECLOSURES    
Decline if Applicant has had a foreclosure within the previous number of years indicated:555N/A
     
OUTSTANDING DEBT    
Maximum outstanding debt allowedN/AN/AN/A$5,000
(Only include past due balances, Ignore educational debt, Ignore medical debt)    
     
FELONIES    
Decline for any felony records within the previous number of years indicated7531
     
MISDEMEANORS    
Decline for any misdemeanor records within the previous number of years indicate:7777
(Exclude Misdemeanor Alcohol Related Offense (non-traffic), Exclude Misdemeanor Animal/Wildlife Offense, Exclude Misdemeanor DUI, Exclude Misdemeanor Traffic)
     
SEX OFFENDER    
Decline if current Registered Sex OffenderYYYY
Exclude California Sex Offender ReportsNNNN
     
Ignore Criminal Classifications    
Exclude Dismissed ChargesYYYN
Exclude Arrest RecordsYYYN
Exclude Not GuiltyYYYY
     
ADVANCED CRIMINAL CHECK    
Search Counties for Last 7 Years of AddressesNNNN
Search County of Last AddressNNNN
Search County of Current AddressNNNN
Skip manual county search if additional access fee charged by the county is more than the indicated price:N/AN/AN/AN/A
Do not perform manual county search if Applicant fails national criminalYYYY
Use Statewide Search for Kentucky in Place of Individual CountiesNNNN
     
EVICTIONS    
Decline for any evictions within previous number of years indicated:5325
     
RENTAL HISTORY FACTORS    
Decline if Applicant has a balances on all past rentals allowed greater than the number indicated$400$400$400$400
Decline if Applicants has more late payments averaged over twelve months than indicated3333
Decline if Applicants has more landlords reporting security deposit not returned than indicated1111
Decline if Applicant has not received property notice from more than the number of landlords indicatedN/AN/AN/AN/A
Decline if Applicant has more prior landlord reporting ‘would not rent again’ than indicatedNYYY
     
RENT TO INCOME CALCULATION (using income info supplied by applicant)33%33%33%33%
 GUARANTOR SCREENING PROFILEABCH
Identity Information Verification    
Run Identification TestYYYY
     
BANKRUPTCIES    
Decline if Guarantor has had a bankruptcy within the previous number of years indicated777N/A
     
CREDIT SCORE    
Decline if number of collections outstanding exceeds value indicated:1113
(Ignore all collections with a zero balance, Ignore Medical Collections, Ignore Student Loan Collections)
Decline if any landlord collections within the previous number of years indicated:7773
(Ignore all collections with a zero balance, Ignore Medical Collections, Ignore Student Loan Collections)
Decline if any utility collections within the previous number of years indicated:7772
(Ignore all collections with a zero balance, Ignore Medical Collections, Ignore Student Loan Collections)
     
Credit Score    
Decline if credit score is lower than value indicated:700700700500
Decline if Guarantor has no credit historyYYYN
     
FORECLOSURES    
Decline if Guarantor has had a foreclosure within the previous number of years indicated:777N/A
     
LEGAL ITEMS    
Decline if Guarantor has any legal items within the previous number of years indicated:7771
     
OUTSTANDING DEBT    
Maximum outstanding debt allowedN/AN/AN/AN/A
(only include past due balances, Ignore medical debt)
     
RENTAL HISTORY FACTORS    
Decline if Guarantor has a balances on all past rentals allowed greater than indicatedYYYY
Decline if Guarantor has more late payments averaged over twelve months than indicated3333
Decline if Guarantor has more landlords reporting security deposit not returned than indicatedN/AN/AN/AN/A
Decline if Guarantor has not received proper notice from more than the number of landlords indicatedN/AN/AN/AN/A
Decline if Guarantor has more prior landlord reporting ‘would not rent again’ than indicatedN/AN/AN/AN/A
OTHER APPLICANT SCREENING PROFILEABCH
Identity Information Verification TestYYYY
     
FELONIES    
Decline for any felony records within the previous number of years indicated:5531
     
MISDEMEANORS    
Decline for any misdemeanor records within the previous number of years indicated:5551
(Exclude Misdemeanor Alcohol Related  Offence (non-traffic), Exclude Misdemeanor Animal/Wildlife Offense, Exclude Misdemeanor DUI, Exclude Misdemeanor Traffic)
     
SEX OFFENDER    
Decline if current Registered Sex OffenderYYYY
Exclude California Sex Offender ReportsNNNN
     
IGNORE CRIMINAL CLASSIFICATIONS    
Exclude Dismissed ChargesYYYY
Exclude Arrest RecordsYYNN
Exclude Not GuiltyYYYY
     
ADVANCED CRIMINAL CHECK    
Search Counties for Last 7 Years of AddressesNNNN
Search County of Last AddressNNNN
Search County of Current AddressNNNN
Skip manual county search if additional access fee charged by the county is more than indicated price:N/AN/AN/AN/A
Do not perform manual county search if Other fails national criminalNNNN
Use Statewide Search for Kentucky in Place of Individual CountiesNNNN
     
EVICTIONS    
Decline for any evictions within previous number of years indicated:7533

OTHER APPLICANTS (NOT RELATED BY FAMILIAR STATUS) SHALL BE SUBJECT TO AN ADDITIONAL DEPOSIT REQUIREMENT BY PAYMENT OF 75% OF THE MONTHLY RENT

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